How to Choose a Mover (408)645-0202

How I chose movers in the past isn’t anything I’m proud of. The last time I picked a mover, I remember doing a quick search online and then signing up with the first mover I called.

I naïvely agreed over the phone to pay the movers by the hour. The job, a move from one San Jose apartment to another, ended up taking at least 10 hours and costing my husband and me more than a thousand dollars, much more than the initial estimate.

Plus, the movers complained about the pizza we bought them for lunch and couldn’t get one of our sofas through the apartment door. So they took it home with them instead.

I’m far from alone in my bad experience with a moving company. The Better Business Bureau said it received 8,486 complaints about movers in North America last year. Common complaints included final prices greater than original estimates, damaged or lost goods and, in the worst scenarios, movers who held belongings hostage until customers paid thousands of dollars.

But consumers can avoid the same fate by following some simple guidelines for finding a mover. Here they are below.

What to look for when researching potential movers: For interstate moves, make sure the mover is licensed by the Federal Motor Carrier Safety Administration (you can double-check a mover’s license at www.protectyourmove.gov). You can also search for interstate movers and complaints about them here. For moves within states, check for similar resources in your state. In addition, regardless of the type of move, check to make sure the company has at least a satisfactory rating with the Better Business Bureau. According to the American Moving and Storage Association, the trade association for moving and storage companies, interstate movers must be rated at least satisfactory to display the association’s Pro Mover logo and be considered “a quality, professional” mover.

Get a written estimate from several movers: According to guidelines recently released from the Better Business Bureau and American Moving and Storage Association, “no legitimate mover will offer to give a firm estimate online or over the phone.” Instead, according to the Federal Motor Carrier Safety Administration’s guidelines for “choosing a reputable mover,” the estimate should be based on actually looking at your belongings. In addition, remember that the lowest estimate you receive may be an unrealistically low offer just to rope you in and you’ll end up having to pay more in the end, warned the Better Business Bureau and American Moving and Storage Association. Also keep in mind that movers are required by law to deliver your goods for no more than 10 percent above a “nonbinding estimate” of what your mover believes the cost will be.

Watch for other red flags: Other signs of a rogue mover to watch out for, according to the Federal Motor Carrier Safety Administration, include the requirement of a cash or a large deposit before the move; a rental truck arrives on moving day; the mover’s telephone line isn’t answered with the company’s name; the mover claims all goods are covered by its insurance and the company’s Web site has no local address nor information about licensing and insurance.

In addition, for an interstate move, movers are required by law to give you a copy of a booklet called “Your Rights and Responsibilities When You Move” as you are planning the move (a book you should read before an interstate move to familiarize yourself with your rights).

What guidelines did we miss? Share what you learned from your experiences with rogue movers in the comments below.

Understanding Insurance for your Move! (408)645-0202

1.General Liability: This would include fire and water, broad form property damage, personal injury, complete operations, and independent contractors. Most moving companies have $1 million dollars in coverage in this category.

2.Business Auto Liability: This is just like your personal auto insurance, but covers the trucks and drivers.

3.Workers Compensation/Employer's Liability: Statutory limits set forth by the law of the State of California.

4.Cargo Insurance: Provided per the Public Utility Commission Law, .60 cents per pound per article. Excludes pressed wood furniture, items inside boxes you pack, any items you move in your own rental truck, any items once they are in storage or handled by another moving company, and any lose items.

5.Additional Personal Insurance: Recommended by all moving companies, and secured by the individual client for their own moving needs. You can get your own additional moving insurance by calling your renter's insurance, or homeowner's policy to see if it's already included in what you pay for each month. There are also third party companies like www.movinginsurance.com that you can check with to see if they offer the kind of coverage you'd like.

Does your Home Owner's Association or Office Associate require insurance from your mover before your move date?:

If so, no fret! Some HOAs and Office Complexs just require proof of insurance, so all you need to do is simply request it of your moving company, and it is free.

Some require something called a "Certificate Named Additional Insured" where the HOA or Complex needs to be listed as an additional party insured under your mover's insurance policy. Request this of your moving company, it is helpful if you email your sales representative with the exact wording provided to you by your HOA or Complex so that they can get the certificate prepared by their insurance agent. There is oftentimes a small fee associated with getting this paperwork in place (anywhere from $50-200 is typical).

We hope this information is helpful!

Remember too that the BEST insurance you can provide yourself for your move is being PREPARED! Do your homework on who you hire, read your contract, review the Public Utility Commission website for help too, and ask lots of questions. A good moving company will help you out with understanding the ins and outs of moving so you don't feel like you are in it alone!